Air Tech

MILWAUKEE, WI · 2 · Charter #66546
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.2M
13th percentile
Members
657
23th percentile
Total loans
$1.0M
15th percentile
Total shares
$1.6M
13th percentile

Profitability

Return on assets
0.20%
23th percentile
Net interest margin
4.40%
66th percentile
Efficiency ratio
86.38%
16th percentile
Non-interest income ratio
1.79%
18th percentile

Capital & Risk

Net worth ratio
27.08%
89th percentile
Delinquency rate
0.48%
58th percentile
Net charge-off rate
0.76%
22th percentile
Loan-to-share
65.18%
56th percentile

Growth

Member growth YoY
-4.09%
23th percentile
Asset growth YoY
-7.88%
9th percentile
Loan growth YoY
-30.29%
2th percentile
Share growth YoY
-8.67%
11th percentile

Operations

Members / branch
657
31th percentile
Assets / member
$3,317
8th percentile
Field of membership penetration
54.75%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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