Westerly Community

Wakefield, RI · 2 · Charter #67270 · www.westerlyccu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$506.6M
59th percentile
Members
21,604
31th percentile
Total loans
$409.2M
69th percentile
Total shares
$425.1M
58th percentile

Profitability

Return on assets
0.72%
34th percentile
Net interest margin
3.04%
25th percentile
Efficiency ratio
54.11%
70th percentile
Non-interest income ratio
15.71%
30th percentile

Capital & Risk

Net worth ratio
9.20%
21th percentile
Delinquency rate
0.24%
90th percentile
Net charge-off rate
0.08%
92th percentile
Loan-to-share
96.28%
86th percentile

Growth

Member growth YoY
-4.25%
13th percentile
Asset growth YoY
1.80%
23th percentile
Loan growth YoY
4.50%
53th percentile
Share growth YoY
2.58%
33th percentile

Operations

Members / branch
4,321
43th percentile
Assets / member
$23,450
88th percentile
Field of membership penetration
5.27%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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