Medina County

Wadsworth, OH · 1 · Charter #13794 · www.medfed.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$145.2M
71th percentile
Members
10,106
70th percentile
Total loans
$85.5M
68th percentile
Total shares
$130.4M
74th percentile

Profitability

Return on assets
1.47%
76th percentile
Net interest margin
3.17%
25th percentile
Efficiency ratio
49.81%
83th percentile
Non-interest income ratio
13.53%
32th percentile

Capital & Risk

Net worth ratio
11.97%
46th percentile
Delinquency rate
0.12%
92th percentile
Net charge-off rate
0.06%
90th percentile
Loan-to-share
65.55%
45th percentile

Growth

Member growth YoY
2.85%
85th percentile
Asset growth YoY
12.39%
93th percentile
Loan growth YoY
8.31%
82th percentile
Share growth YoY
10.56%
89th percentile

Operations

Members / branch
3,369
56th percentile
Assets / member
$14,365
49th percentile
Field of membership penetration
5.54%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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