Keystone

Tyler, TX · 2 · Charter #67869 · www.keystonecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$40.6M
90th percentile
Members
2,961
84th percentile
Total loans
$27.6M
96th percentile
Total shares
$29.6M
84th percentile

Profitability

Return on assets
0.57%
38th percentile
Net interest margin
2.75%
13th percentile
Efficiency ratio
50.55%
82th percentile
Non-interest income ratio
6.68%
40th percentile

Capital & Risk

Net worth ratio
27.15%
89th percentile
Delinquency rate
2.55%
19th percentile
Net charge-off rate
0.17%
53th percentile
Loan-to-share
93.11%
89th percentile

Growth

Member growth YoY
-4.55%
20th percentile
Asset growth YoY
2.17%
57th percentile
Loan growth YoY
-5.08%
41th percentile
Share growth YoY
2.17%
59th percentile

Operations

Members / branch
1,481
64th percentile
Assets / member
$13,698
80th percentile
Field of membership penetration
26.92%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Keystone?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo