Hawaii Law Enforcement

Honolulu, HI · 1 · Charter #1870 · www.hlefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$230.0M
96th percentile
Members
14,196
88th percentile
Total loans
$111.2M
82th percentile
Total shares
$200.7M
97th percentile

Profitability

Return on assets
0.53%
19th percentile
Net interest margin
2.66%
9th percentile
Efficiency ratio
65.68%
40th percentile
Non-interest income ratio
12.90%
29th percentile

Capital & Risk

Net worth ratio
12.92%
59th percentile
Delinquency rate
0.27%
82th percentile
Net charge-off rate
0.14%
77th percentile
Loan-to-share
55.40%
28th percentile

Growth

Member growth YoY
-2.77%
27th percentile
Asset growth YoY
9.04%
85th percentile
Loan growth YoY
-4.38%
20th percentile
Share growth YoY
8.16%
82th percentile

Operations

Members / branch
3,549
60th percentile
Assets / member
$16,200
64th percentile
Field of membership penetration
32.59%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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