Downriver Community

Ecorse, MI · 1 · Charter #4853 · www.downrivercu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$189.3M
87th percentile
Members
12,345
81th percentile
Total loans
$68.9M
58th percentile
Total shares
$176.6M
90th percentile

Profitability

Return on assets
0.95%
45th percentile
Net interest margin
3.53%
43th percentile
Efficiency ratio
74.60%
15th percentile
Non-interest income ratio
27.20%
89th percentile

Capital & Risk

Net worth ratio
10.62%
30th percentile
Delinquency rate
1.02%
33th percentile
Net charge-off rate
1.13%
9th percentile
Loan-to-share
39.02%
8th percentile

Growth

Member growth YoY
-2.90%
25th percentile
Asset growth YoY
2.11%
35th percentile
Loan growth YoY
-1.59%
33th percentile
Share growth YoY
-0.62%
19th percentile

Operations

Members / branch
3,086
49th percentile
Assets / member
$15,337
57th percentile
Field of membership penetration
0.64%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Downriver Community?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo