Lanai

Lanai City, HI · 1 · Charter #2953 · www.lanaifcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$36.4M
85th percentile
Members
2,041
67th percentile
Total loans
$5.2M
45th percentile
Total shares
$32.1M
87th percentile

Profitability

Return on assets
0.89%
54th percentile
Net interest margin
2.74%
13th percentile
Efficiency ratio
57.75%
70th percentile
Non-interest income ratio
2.66%
22th percentile

Capital & Risk

Net worth ratio
11.75%
28th percentile
Delinquency rate
0.97%
42th percentile
Net charge-off rate
0.05%
68th percentile
Loan-to-share
16.23%
4th percentile

Growth

Member growth YoY
3.55%
91th percentile
Asset growth YoY
2.66%
60th percentile
Loan growth YoY
20.44%
96th percentile
Share growth YoY
2.04%
59th percentile

Operations

Members / branch
2,041
79th percentile
Assets / member
$17,834
93th percentile
Field of membership penetration
65.80%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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