Arkansas Am & N College

Pine Bluff, AR · 1 · Charter #7700 · www.uapbfcu.virtualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
12th percentile
Members
542
19th percentile
Total loans
$1.0M
15th percentile
Total shares
$1.9M
15th percentile

Profitability

Return on assets
0.69%
44th percentile
Net interest margin
2.08%
5th percentile
Efficiency ratio
75.85%
31th percentile
Non-interest income ratio
4.73%
33th percentile

Capital & Risk

Net worth ratio
6.89%
2th percentile
Delinquency rate
0.76%
48th percentile
Net charge-off rate
-0.34%
98th percentile
Loan-to-share
55.79%
44th percentile

Growth

Member growth YoY
0.37%
71th percentile
Asset growth YoY
8.82%
90th percentile
Loan growth YoY
-1.83%
55th percentile
Share growth YoY
8.89%
89th percentile

Operations

Members / branch
542
25th percentile
Assets / member
$3,690
9th percentile
Field of membership penetration
36.13%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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