Va Hospital

LITTLE ROCK, AR · 1 · Charter #24429 · www.VAHospitalFCU.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.4M
37th percentile
Members
1,537
53th percentile
Total loans
$4.7M
42th percentile
Total shares
$7.5M
39th percentile

Profitability

Return on assets
-0.87%
6th percentile
Net interest margin
4.11%
55th percentile
Efficiency ratio
106.59%
4th percentile
Non-interest income ratio
15.04%
69th percentile

Capital & Risk

Net worth ratio
11.10%
24th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
62.96%
53th percentile

Growth

Member growth YoY
-6.34%
12th percentile
Asset growth YoY
-5.80%
14th percentile
Loan growth YoY
-17.05%
9th percentile
Share growth YoY
-5.89%
17th percentile

Operations

Members / branch
1,537
65th percentile
Assets / member
$5,485
19th percentile
Field of membership penetration
43.91%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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