Community Choice

JOHNSTON, IA · 2 · Charter #65078 · www.comchoicecu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$902.7M
94th percentile
Members
53,548
90th percentile
Total loans
$728.7M
98th percentile
Total shares
$751.8M
94th percentile

Profitability

Return on assets
1.07%
58th percentile
Net interest margin
4.08%
85th percentile
Efficiency ratio
69.14%
14th percentile
Non-interest income ratio
27.63%
89th percentile

Capital & Risk

Net worth ratio
12.24%
69th percentile
Delinquency rate
0.58%
62th percentile
Net charge-off rate
0.28%
64th percentile
Loan-to-share
96.94%
87th percentile

Growth

Member growth YoY
4.82%
89th percentile
Asset growth YoY
11.46%
91th percentile
Loan growth YoY
9.55%
79th percentile
Share growth YoY
12.24%
93th percentile

Operations

Members / branch
4,868
55th percentile
Assets / member
$16,859
56th percentile
Field of membership penetration
4.25%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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