New Life

Philadelphia, PA · 1 · Charter #24853
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$777.7K
6th percentile
Members
539
19th percentile
Total loans
$69.6K
3th percentile
Total shares
$578.5K
6th percentile

Profitability

Return on assets
2.27%
94th percentile
Net interest margin
3.26%
26th percentile
Efficiency ratio
52.89%
79th percentile
Non-interest income ratio
39.38%
96th percentile

Capital & Risk

Net worth ratio
25.61%
87th percentile
Delinquency rate
21.05%
1th percentile
Net charge-off rate
-5.13%
100th percentile
Loan-to-share
12.03%
3th percentile

Growth

Member growth YoY
-1.28%
51th percentile
Asset growth YoY
1.97%
56th percentile
Loan growth YoY
23.45%
97th percentile
Share growth YoY
-0.80%
41th percentile

Operations

Members / branch
539
25th percentile
Assets / member
$1,443
2th percentile
Field of membership penetration
0.58%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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