Industrial Employees

Centerville, IA · 2 · Charter #65242 · www.industrialemployeescu.c
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.8M
38th percentile
Members
866
32th percentile
Total loans
$5.0M
44th percentile
Total shares
$6.8M
37th percentile

Profitability

Return on assets
1.16%
66th percentile
Net interest margin
4.15%
57th percentile
Efficiency ratio
70.16%
42th percentile
Non-interest income ratio
18.10%
79th percentile

Capital & Risk

Net worth ratio
22.56%
81th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
2.12%
6th percentile
Loan-to-share
72.55%
67th percentile

Growth

Member growth YoY
-3.99%
24th percentile
Asset growth YoY
-0.66%
37th percentile
Loan growth YoY
-12.44%
17th percentile
Share growth YoY
-1.57%
37th percentile

Operations

Members / branch
866
41th percentile
Assets / member
$10,218
58th percentile
Field of membership penetration
71.45%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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