Cn/ic Employees

MEMPHIS, TN · 2 · Charter #68069 · www.cnicecu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.3M
42th percentile
Members
1,201
43th percentile
Total loans
$7.0M
54th percentile
Total shares
$8.6M
43th percentile

Profitability

Return on assets
0.40%
31th percentile
Net interest margin
5.33%
89th percentile
Efficiency ratio
80.25%
23th percentile
Non-interest income ratio
18.24%
79th percentile

Capital & Risk

Net worth ratio
14.15%
45th percentile
Delinquency rate
1.64%
29th percentile
Net charge-off rate
2.85%
4th percentile
Loan-to-share
81.81%
78th percentile

Growth

Member growth YoY
1.18%
78th percentile
Asset growth YoY
3.85%
67th percentile
Loan growth YoY
1.35%
68th percentile
Share growth YoY
5.84%
79th percentile

Operations

Members / branch
1,201
54th percentile
Assets / member
$8,561
44th percentile
Field of membership penetration
18.15%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Cn/ic Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo