Focus

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$60.5M

12^th percentile

Members

6,491

40^th percentile

Total loans

$46.7M

36^th percentile

Total shares

$51.8M

13^th percentile

Profitability

Return on assets

2.15%

94^th percentile

Net interest margin

5.06%

96^th percentile

Efficiency ratio

59.30%

61^th percentile

Non-interest income ratio

17.17%

49^th percentile

Capital & Risk

Net worth ratio

13.60%

65^th percentile

Delinquency rate

0.47%

67^th percentile

Net charge-off rate

0.48%

36^th percentile

Loan-to-share

90.23%

87^th percentile

Growth

Member growth YoY

-2.39%

30^th percentile

Asset growth YoY

1.81%

33^th percentile

Loan growth YoY

-0.05%

42^th percentile

Share growth YoY

-0.35%

21^th percentile

Operations

Members / branch

3,246

53^th percentile

Assets / member

$9,321

11^th percentile

Field of membership penetration

1.30%

20^th percentile

Want the full picture for Focus?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo