Credit Union One

Ferndale, MI · 2 · Charter #62562 · WWW.CUONE.ORG
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8B
41th percentile
Members
108,498
46th percentile
Total loans
$1.3B
43th percentile
Total shares
$1.6B
43th percentile

Profitability

Return on assets
1.42%
79th percentile
Net interest margin
4.27%
95th percentile
Efficiency ratio
64.49%
8th percentile
Non-interest income ratio
16.91%
39th percentile

Capital & Risk

Net worth ratio
11.02%
56th percentile
Delinquency rate
0.49%
72th percentile
Net charge-off rate
0.37%
66th percentile
Loan-to-share
81.40%
31th percentile

Growth

Member growth YoY
-1.45%
15th percentile
Asset growth YoY
2.49%
24th percentile
Loan growth YoY
8.15%
69th percentile
Share growth YoY
0.86%
14th percentile

Operations

Members / branch
6,382
36th percentile
Assets / member
$16,221
33th percentile
Field of membership penetration
1.33%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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