Secny

SYRACUSE, NY · 1 · Charter #20496 · www.secny.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$310.4M
18th percentile
Members
16,005
11th percentile
Total loans
$161.5M
8th percentile
Total shares
$285.4M
25th percentile

Profitability

Return on assets
0.46%
17th percentile
Net interest margin
3.01%
24th percentile
Efficiency ratio
69.60%
12th percentile
Non-interest income ratio
13.13%
16th percentile

Capital & Risk

Net worth ratio
7.44%
2th percentile
Delinquency rate
0.89%
35th percentile
Net charge-off rate
0.26%
69th percentile
Loan-to-share
56.57%
9th percentile

Growth

Member growth YoY
-0.19%
41th percentile
Asset growth YoY
8.21%
75th percentile
Loan growth YoY
4.07%
51th percentile
Share growth YoY
8.92%
84th percentile

Operations

Members / branch
2,668
10th percentile
Assets / member
$19,397
73th percentile
Field of membership penetration
2.17%
30th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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