Inland Valley

fontana, CA · 1 · Charter #5684 · www.inlandvalleyfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.2M
3th percentile
Members
3,189
6th percentile
Total loans
$18.7M
3th percentile
Total shares
$48.3M
8th percentile

Profitability

Return on assets
0.30%
9th percentile
Net interest margin
3.20%
26th percentile
Efficiency ratio
80.49%
6th percentile
Non-interest income ratio
19.50%
61th percentile

Capital & Risk

Net worth ratio
8.67%
8th percentile
Delinquency rate
0.25%
84th percentile
Net charge-off rate
0.52%
31th percentile
Loan-to-share
38.65%
7th percentile

Growth

Member growth YoY
-6.07%
8th percentile
Asset growth YoY
-1.84%
12th percentile
Loan growth YoY
14.04%
93th percentile
Share growth YoY
-2.42%
11th percentile

Operations

Members / branch
3,189
52th percentile
Assets / member
$16,679
68th percentile
Field of membership penetration
1.82%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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