Community Choice

Farmington Hill, MI · 2 · Charter #64880 · www.communitychoicecu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0B
46th percentile
Members
115,153
48th percentile
Total loans
$1.6B
52th percentile
Total shares
$1.7B
46th percentile

Profitability

Return on assets
1.04%
52th percentile
Net interest margin
3.90%
88th percentile
Efficiency ratio
64.16%
8th percentile
Non-interest income ratio
27.48%
93th percentile

Capital & Risk

Net worth ratio
9.26%
17th percentile
Delinquency rate
0.70%
54th percentile
Net charge-off rate
0.62%
35th percentile
Loan-to-share
94.67%
67th percentile

Growth

Member growth YoY
0.81%
32th percentile
Asset growth YoY
8.53%
72th percentile
Loan growth YoY
9.17%
74th percentile
Share growth YoY
13.29%
90th percentile

Operations

Members / branch
5,007
16th percentile
Assets / member
$17,385
44th percentile
Field of membership penetration
1.14%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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