Joplin Metro

JOPLIN, MO · 2 · Charter #64691 · www.joplinmcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$55.7M
6th percentile
Members
5,782
32th percentile
Total loans
$40.9M
29th percentile
Total shares
$45.7M
5th percentile

Profitability

Return on assets
2.58%
98th percentile
Net interest margin
5.42%
98th percentile
Efficiency ratio
59.69%
60th percentile
Non-interest income ratio
21.90%
73th percentile

Capital & Risk

Net worth ratio
17.33%
88th percentile
Delinquency rate
0.48%
66th percentile
Net charge-off rate
0.27%
57th percentile
Loan-to-share
89.54%
86th percentile

Growth

Member growth YoY
1.99%
79th percentile
Asset growth YoY
10.93%
91th percentile
Loan growth YoY
9.76%
86th percentile
Share growth YoY
10.76%
90th percentile

Operations

Members / branch
2,891
45th percentile
Assets / member
$9,632
12th percentile
Field of membership penetration
86.30%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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