E R R L

WYNDMOOR, PA · 1 · Charter #4871 · www.errffcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0M
7th percentile
Members
196
6th percentile
Total loans
$331.5K
7th percentile
Total shares
$907.1K
9th percentile

Profitability

Return on assets
-1.69%
4th percentile
Net interest margin
2.67%
12th percentile
Efficiency ratio
80.26%
23th percentile
Non-interest income ratio
0.00%
4th percentile

Capital & Risk

Net worth ratio
10.64%
20th percentile
Delinquency rate
1.49%
31th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
36.55%
18th percentile

Growth

Member growth YoY
-7.55%
9th percentile
Asset growth YoY
-3.91%
21th percentile
Loan growth YoY
-23.93%
4th percentile
Share growth YoY
-2.36%
32th percentile

Operations

Members / branch
no peer data
Assets / member
$5,204
17th percentile
Field of membership penetration
65.33%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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