Yoakum County

PLAINS, TX · 1 · Charter #6472
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.5M
37th percentile
Members
942
35th percentile
Total loans
$4.4M
40th percentile
Total shares
$6.4M
36th percentile

Profitability

Return on assets
-0.31%
10th percentile
Net interest margin
2.51%
8th percentile
Efficiency ratio
78.59%
26th percentile
Non-interest income ratio
8.11%
45th percentile

Capital & Risk

Net worth ratio
23.30%
83th percentile
Delinquency rate
0.14%
74th percentile
Net charge-off rate
0.09%
62th percentile
Loan-to-share
68.00%
60th percentile

Growth

Member growth YoY
-3.58%
27th percentile
Asset growth YoY
-5.28%
15th percentile
Loan growth YoY
3.68%
75th percentile
Share growth YoY
-6.58%
15th percentile

Operations

Members / branch
314
14th percentile
Assets / member
$9,025
48th percentile
Field of membership penetration
62.80%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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