Marin County

SAN RAFAEL, CA · 1 · Charter #15659 · www.marincu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$101.0M
47th percentile
Members
4,127
15th percentile
Total loans
$27.1M
11th percentile
Total shares
$89.2M
49th percentile

Profitability

Return on assets
1.00%
48th percentile
Net interest margin
2.64%
8th percentile
Efficiency ratio
48.97%
84th percentile
Non-interest income ratio
6.35%
5th percentile

Capital & Risk

Net worth ratio
11.98%
47th percentile
Delinquency rate
0.86%
42th percentile
Net charge-off rate
0.45%
38th percentile
Loan-to-share
30.40%
3th percentile

Growth

Member growth YoY
-1.01%
45th percentile
Asset growth YoY
13.15%
94th percentile
Loan growth YoY
-9.18%
7th percentile
Share growth YoY
12.10%
92th percentile

Operations

Members / branch
4,127
72th percentile
Assets / member
$24,467
93th percentile
Field of membership penetration
1.50%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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