Paho/who

Arlington, VA · 1 · Charter #6464 · www.pahofcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$322.9M
21th percentile
Members
7,051
0th percentile
Total loans
$154.3M
6th percentile
Total shares
$271.0M
20th percentile

Profitability

Return on assets
0.39%
13th percentile
Net interest margin
2.74%
14th percentile
Efficiency ratio
61.33%
39th percentile
Non-interest income ratio
9.84%
7th percentile

Capital & Risk

Net worth ratio
14.29%
87th percentile
Delinquency rate
0.47%
73th percentile
Net charge-off rate
0.45%
46th percentile
Loan-to-share
56.92%
10th percentile

Growth

Member growth YoY
-9.93%
3th percentile
Asset growth YoY
0.50%
16th percentile
Loan growth YoY
-10.98%
1th percentile
Share growth YoY
-0.90%
10th percentile

Operations

Members / branch
7,051
82th percentile
Assets / member
$45,797
99th percentile
Field of membership penetration
5.42%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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