One Detroit

Detroit, MI · 2 · Charter #61495 · WWW.OneDetroitCU.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$63.1M
14th percentile
Members
12,260
81th percentile
Total loans
$36.7M
22th percentile
Total shares
$39.3M
1th percentile

Profitability

Return on assets
-0.73%
1th percentile
Net interest margin
6.26%
100th percentile
Efficiency ratio
101.56%
0th percentile
Non-interest income ratio
49.17%
100th percentile

Capital & Risk

Net worth ratio
22.73%
97th percentile
Delinquency rate
2.54%
6th percentile
Net charge-off rate
2.75%
1th percentile
Loan-to-share
93.49%
91th percentile

Growth

Member growth YoY
-1.77%
37th percentile
Asset growth YoY
-1.45%
13th percentile
Loan growth YoY
1.54%
51th percentile
Share growth YoY
4.20%
58th percentile

Operations

Members / branch
3,065
48th percentile
Assets / member
$5,150
0th percentile
Field of membership penetration
1.23%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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