Ufcw Community

Wyoming, PA · 1 · Charter #10973 · www.ufcwpa.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$170.9M
79th percentile
Members
15,762
92th percentile
Total loans
$59.8M
50th percentile
Total shares
$149.4M
81th percentile

Profitability

Return on assets
1.95%
91th percentile
Net interest margin
3.84%
60th percentile
Efficiency ratio
52.51%
79th percentile
Non-interest income ratio
17.30%
51th percentile

Capital & Risk

Net worth ratio
15.48%
79th percentile
Delinquency rate
1.29%
23th percentile
Net charge-off rate
0.31%
52th percentile
Loan-to-share
40.00%
8th percentile

Growth

Member growth YoY
-5.52%
10th percentile
Asset growth YoY
4.06%
51th percentile
Loan growth YoY
-0.28%
40th percentile
Share growth YoY
3.16%
48th percentile

Operations

Members / branch
3,152
51th percentile
Assets / member
$10,845
19th percentile
Field of membership penetration
2.78%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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