The Focus

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$159.3M

75^th percentile

Members

12,404

81^th percentile

Total loans

$122.6M

87^th percentile

Total shares

$144.1M

78^th percentile

Profitability

Return on assets

0.69%

28^th percentile

Net interest margin

4.03%

70^th percentile

Efficiency ratio

71.87%

22^th percentile

Non-interest income ratio

23.09%

77^th percentile

Capital & Risk

Net worth ratio

9.18%

13^th percentile

Delinquency rate

0.51%

64^th percentile

Net charge-off rate

0.55%

28^th percentile

Loan-to-share

85.09%

80^th percentile

Growth

Member growth YoY

-0.93%

46^th percentile

Asset growth YoY

-6.27%

2^th percentile

Loan growth YoY

-1.45%

33^th percentile

Share growth YoY

-7.44%

1^th percentile

Operations

Members / branch

2,067

23^th percentile

Assets / member

$12,840

36^th percentile

Field of membership penetration

2.07%

29^th percentile

Want the full picture for The Focus?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo