Latitude 32

CHARLESTON, SC · 1 · Charter #8059 · www.latitude32.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$68.3M
19th percentile
Members
6,297
38th percentile
Total loans
$44.6M
33th percentile
Total shares
$58.1M
20th percentile

Profitability

Return on assets
1.37%
71th percentile
Net interest margin
4.60%
90th percentile
Efficiency ratio
72.63%
19th percentile
Non-interest income ratio
21.11%
69th percentile

Capital & Risk

Net worth ratio
14.41%
73th percentile
Delinquency rate
0.24%
85th percentile
Net charge-off rate
0.32%
51th percentile
Loan-to-share
76.75%
65th percentile

Growth

Member growth YoY
-3.20%
22th percentile
Asset growth YoY
3.89%
50th percentile
Loan growth YoY
-3.55%
23th percentile
Share growth YoY
3.53%
52th percentile

Operations

Members / branch
3,149
50th percentile
Assets / member
$10,848
19th percentile
Field of membership penetration
1.46%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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