Immaculate Heart of Mary

Lafayette, LA · 2 · Charter #63143
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$625.1K
5th percentile
Members
353
12th percentile
Total loans
$186.5K
5th percentile
Total shares
$432.5K
5th percentile

Profitability

Return on assets
1.01%
60th percentile
Net interest margin
3.32%
28th percentile
Efficiency ratio
65.26%
53th percentile
Non-interest income ratio
0.03%
5th percentile

Capital & Risk

Net worth ratio
30.39%
93th percentile
Delinquency rate
9.83%
2th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
43.11%
25th percentile

Growth

Member growth YoY
-5.61%
14th percentile
Asset growth YoY
-0.98%
36th percentile
Loan growth YoY
-16.14%
10th percentile
Share growth YoY
-2.53%
31th percentile

Operations

Members / branch
353
16th percentile
Assets / member
$1,771
3th percentile
Field of membership penetration
70.60%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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