Coastlife

Corpus Christi, TX · 2 · Charter #68482 · www.coastlifecu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$516.0M
60th percentile
Members
34,541
63th percentile
Total loans
$339.8M
58th percentile
Total shares
$443.4M
61th percentile

Profitability

Return on assets
1.15%
63th percentile
Net interest margin
3.18%
32th percentile
Efficiency ratio
55.44%
66th percentile
Non-interest income ratio
22.28%
71th percentile

Capital & Risk

Net worth ratio
11.53%
60th percentile
Delinquency rate
1.37%
15th percentile
Net charge-off rate
1.74%
3th percentile
Loan-to-share
76.64%
40th percentile

Growth

Member growth YoY
-3.96%
13th percentile
Asset growth YoY
4.12%
42th percentile
Loan growth YoY
5.98%
60th percentile
Share growth YoY
5.76%
61th percentile

Operations

Members / branch
3,838
33th percentile
Assets / member
$14,938
38th percentile
Field of membership penetration
6.50%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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