Delancey Street

SAN FRANCISCO, CA · 1 · Charter #21393
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$500.5K
4th percentile
Members
95
1th percentile
Total loans
$8.7K
1th percentile
Total shares
$358.2K
4th percentile

Profitability

Return on assets
2.16%
93th percentile
Net interest margin
3.33%
28th percentile
Efficiency ratio
35.15%
95th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
28.44%
91th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
2.42%
1th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
13.94%
96th percentile
Loan growth YoY
64.82%
99th percentile
Share growth YoY
16.39%
97th percentile

Operations

Members / branch
48
1th percentile
Assets / member
$5,269
18th percentile
Field of membership penetration
9.50%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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