Ure

East Pittsburgh, PA · 1 · Charter #986 · www.urefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.9M
35th percentile
Members
949
35th percentile
Total loans
$4.7M
42th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
1.02%
60th percentile
Net interest margin
5.09%
84th percentile
Efficiency ratio
76.52%
30th percentile
Non-interest income ratio
6.67%
40th percentile

Capital & Risk

Net worth ratio
21.87%
80th percentile
Delinquency rate
5.19%
7th percentile
Net charge-off rate
0.36%
41th percentile
Loan-to-share
78.80%
75th percentile

Growth

Member growth YoY
-4.24%
22th percentile
Asset growth YoY
-8.55%
7th percentile
Loan growth YoY
-3.88%
46th percentile
Share growth YoY
-13.35%
4th percentile

Operations

Members / branch
949
44th percentile
Assets / member
$8,280
41th percentile
Field of membership penetration
21.09%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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