Rockdale

Rockdale, TX · 1 · Charter #19926 · www.rockdalefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$104.7M
49th percentile
Members
8,099
54th percentile
Total loans
$51.0M
41th percentile
Total shares
$94.1M
52th percentile

Profitability

Return on assets
1.30%
67th percentile
Net interest margin
3.68%
51th percentile
Efficiency ratio
59.92%
58th percentile
Non-interest income ratio
17.01%
49th percentile

Capital & Risk

Net worth ratio
11.33%
39th percentile
Delinquency rate
0.10%
94th percentile
Net charge-off rate
0.14%
77th percentile
Loan-to-share
54.24%
25th percentile

Growth

Member growth YoY
5.36%
93th percentile
Asset growth YoY
3.46%
46th percentile
Loan growth YoY
13.47%
93th percentile
Share growth YoY
2.57%
42th percentile

Operations

Members / branch
4,050
70th percentile
Assets / member
$12,933
37th percentile
Field of membership penetration
58.53%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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