St. Ann's Arlington

ARLINGTON, VA · 1 · Charter #6184 · www.saafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
18th percentile
Members
327
11th percentile
Total loans
$393.2K
8th percentile
Total shares
$2.8M
19th percentile

Profitability

Return on assets
0.00%
16th percentile
Net interest margin
1.97%
4th percentile
Efficiency ratio
50.41%
82th percentile
Non-interest income ratio
0.04%
5th percentile

Capital & Risk

Net worth ratio
12.03%
31th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
1.28%
12th percentile
Loan-to-share
14.25%
3th percentile

Growth

Member growth YoY
-12.80%
4th percentile
Asset growth YoY
-7.94%
9th percentile
Loan growth YoY
-54.68%
0th percentile
Share growth YoY
-8.78%
10th percentile

Operations

Members / branch
327
15th percentile
Assets / member
$9,623
53th percentile
Field of membership penetration
21.80%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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