Mt Gilead

WASHINGTON, DC · 1 · Charter #6506
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$76.7K
0th percentile
Members
51
0th percentile
Total loans
$19.8K
2th percentile
Total shares
$63.0K
1th percentile

Profitability

Return on assets
0.93%
56th percentile
Net interest margin
2.11%
5th percentile
Efficiency ratio
54.78%
76th percentile
Non-interest income ratio
9.50%
51th percentile

Capital & Risk

Net worth ratio
17.13%
62th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
31.48%
13th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
4.89%
73th percentile
Loan growth YoY
-3.18%
49th percentile
Share growth YoY
4.48%
72th percentile

Operations

Members / branch
51
1th percentile
Assets / member
$1,504
2th percentile
Field of membership penetration
51.00%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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