Intandem

Grand Rapids, MI · 2 · Charter #62249 · www.intandemcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$71.7M
23th percentile
Members
4,940
24th percentile
Total loans
$43.9M
33th percentile
Total shares
$62.6M
26th percentile

Profitability

Return on assets
1.17%
60th percentile
Net interest margin
3.91%
65th percentile
Efficiency ratio
66.81%
37th percentile
Non-interest income ratio
23.46%
78th percentile

Capital & Risk

Net worth ratio
12.15%
49th percentile
Delinquency rate
1.13%
28th percentile
Net charge-off rate
0.25%
60th percentile
Loan-to-share
70.21%
54th percentile

Growth

Member growth YoY
-2.20%
31th percentile
Asset growth YoY
0.25%
21th percentile
Loan growth YoY
0.59%
46th percentile
Share growth YoY
-0.30%
21th percentile

Operations

Members / branch
2,470
35th percentile
Assets / member
$14,513
50th percentile
Field of membership penetration
10.08%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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