Tri County Area

POTTSTOWN, PA · 1 · Charter #6269 · www.tcafcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$201.6M
90th percentile
Members
12,706
82th percentile
Total loans
$111.1M
82th percentile
Total shares
$179.6M
91th percentile

Profitability

Return on assets
1.31%
68th percentile
Net interest margin
4.22%
80th percentile
Efficiency ratio
64.26%
45th percentile
Non-interest income ratio
18.75%
58th percentile

Capital & Risk

Net worth ratio
10.88%
34th percentile
Delinquency rate
0.27%
83th percentile
Net charge-off rate
0.33%
50th percentile
Loan-to-share
61.85%
39th percentile

Growth

Member growth YoY
0.62%
66th percentile
Asset growth YoY
6.27%
71th percentile
Loan growth YoY
0.33%
45th percentile
Share growth YoY
4.98%
64th percentile

Operations

Members / branch
3,177
52th percentile
Assets / member
$15,868
62th percentile
Field of membership penetration
6.32%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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