Pilgrim Baptist

Chicago, IL · 2 · Charter #65231
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$249.7K
2th percentile
Members
136
3th percentile
Total loans
$5.0K
1th percentile
Total shares
$190.5K
2th percentile

Profitability

Return on assets
-1.35%
4th percentile
Net interest margin
1.07%
1th percentile
Efficiency ratio
226.42%
1th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
23.68%
84th percentile
Delinquency rate
3.18%
14th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
2.62%
1th percentile

Growth

Member growth YoY
13.33%
97th percentile
Asset growth YoY
-3.09%
24th percentile
Loan growth YoY
-32.48%
1th percentile
Share growth YoY
-2.30%
33th percentile

Operations

Members / branch
136
4th percentile
Assets / member
$1,836
3th percentile
Field of membership penetration
99.27%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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