Malden

Malden, MA · 1 · Charter #4472 · www.maldenfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.0M
76th percentile
Members
1,554
54th percentile
Total loans
$12.3M
72th percentile
Total shares
$24.0M
75th percentile

Profitability

Return on assets
0.40%
31th percentile
Net interest margin
2.72%
13th percentile
Efficiency ratio
60.30%
64th percentile
Non-interest income ratio
3.26%
25th percentile

Capital & Risk

Net worth ratio
16.92%
61th percentile
Delinquency rate
0.04%
81th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
51.32%
36th percentile

Growth

Member growth YoY
-1.27%
51th percentile
Asset growth YoY
4.79%
73th percentile
Loan growth YoY
-1.41%
57th percentile
Share growth YoY
5.13%
76th percentile

Operations

Members / branch
1,554
66th percentile
Assets / member
$18,654
94th percentile
Field of membership penetration
48.56%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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