One Credit Union of Ny

Cheektowaga, NY · 2 · Charter #60716 · www.OneCreditUnion.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$110.1M
52th percentile
Members
8,998
61th percentile
Total loans
$41.5M
30th percentile
Total shares
$95.7M
53th percentile

Profitability

Return on assets
1.14%
58th percentile
Net interest margin
3.91%
65th percentile
Efficiency ratio
64.00%
46th percentile
Non-interest income ratio
16.88%
48th percentile

Capital & Risk

Net worth ratio
12.97%
60th percentile
Delinquency rate
0.51%
65th percentile
Net charge-off rate
0.44%
38th percentile
Loan-to-share
43.39%
11th percentile

Growth

Member growth YoY
-0.18%
55th percentile
Asset growth YoY
6.21%
71th percentile
Loan growth YoY
2.52%
57th percentile
Share growth YoY
6.43%
74th percentile

Operations

Members / branch
2,999
47th percentile
Assets / member
$12,231
31th percentile
Field of membership penetration
0.90%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for One Credit Union of Ny?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo