Qside

Queens Village, NY · 1 · Charter #3947 · WWW.qsidefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.5M
2th percentile
Members
6,836
43th percentile
Total loans
$33.0M
18th percentile
Total shares
$44.4M
3th percentile

Profitability

Return on assets
2.80%
99th percentile
Net interest margin
7.16%
100th percentile
Efficiency ratio
63.11%
49th percentile
Non-interest income ratio
16.60%
47th percentile

Capital & Risk

Net worth ratio
10.37%
27th percentile
Delinquency rate
0.82%
44th percentile
Net charge-off rate
1.35%
6th percentile
Loan-to-share
74.36%
63th percentile

Growth

Member growth YoY
-0.47%
51th percentile
Asset growth YoY
-1.38%
13th percentile
Loan growth YoY
-0.76%
37th percentile
Share growth YoY
1.19%
31th percentile

Operations

Members / branch
6,836
93th percentile
Assets / member
$7,539
3th percentile
Field of membership penetration
0.73%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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