Harrison County

Nutter Fort, WV · 1 · Charter #18254 · www.harrisoncountyfcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.2M
53th percentile
Members
1,219
44th percentile
Total loans
$6.1M
49th percentile
Total shares
$12.4M
53th percentile

Profitability

Return on assets
0.97%
58th percentile
Net interest margin
3.39%
30th percentile
Efficiency ratio
68.23%
47th percentile
Non-interest income ratio
4.86%
34th percentile

Capital & Risk

Net worth ratio
18.35%
67th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.01%
73th percentile
Loan-to-share
49.14%
33th percentile

Growth

Member growth YoY
-28.59%
1th percentile
Asset growth YoY
-1.52%
33th percentile
Loan growth YoY
28.53%
98th percentile
Share growth YoY
-2.58%
31th percentile

Operations

Members / branch
1,219
55th percentile
Assets / member
$12,440
73th percentile
Field of membership penetration
40.63%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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