Mississippi College Employees

Clinton, MS · 1 · Charter #24895
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
13th percentile
Members
162
4th percentile
Total loans
$605.3K
11th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
-1.32%
5th percentile
Net interest margin
2.13%
6th percentile
Efficiency ratio
61.04%
62th percentile
Non-interest income ratio
0.89%
13th percentile

Capital & Risk

Net worth ratio
25.43%
87th percentile
Delinquency rate
3.87%
11th percentile
Net charge-off rate
2.34%
5th percentile
Loan-to-share
40.28%
22th percentile

Growth

Member growth YoY
-7.95%
8th percentile
Asset growth YoY
-4.86%
17th percentile
Loan growth YoY
-10.39%
23th percentile
Share growth YoY
-4.58%
22th percentile

Operations

Members / branch
162
6th percentile
Assets / member
$12,564
74th percentile
Field of membership penetration
46.29%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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