The Bridgeway

Phenix City, AL · 1 · Charter #13852 · www.bridgewaycu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$63.2M
15th percentile
Members
7,125
46th percentile
Total loans
$43.3M
32th percentile
Total shares
$51.9M
13th percentile

Profitability

Return on assets
0.88%
40th percentile
Net interest margin
4.82%
93th percentile
Efficiency ratio
78.74%
8th percentile
Non-interest income ratio
27.93%
90th percentile

Capital & Risk

Net worth ratio
15.94%
81th percentile
Delinquency rate
1.03%
32th percentile
Net charge-off rate
0.76%
17th percentile
Loan-to-share
83.48%
77th percentile

Growth

Member growth YoY
-0.68%
49th percentile
Asset growth YoY
-1.01%
15th percentile
Loan growth YoY
16.28%
95th percentile
Share growth YoY
-1.67%
14th percentile

Operations

Members / branch
2,375
32th percentile
Assets / member
$8,867
8th percentile
Field of membership penetration
3.51%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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