Limestone Financial

Manistique, MI · 2 · Charter #68743 · www.limestonefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$80.0M
31th percentile
Members
4,876
23th percentile
Total loans
$63.3M
53th percentile
Total shares
$70.7M
34th percentile

Profitability

Return on assets
1.22%
63th percentile
Net interest margin
4.26%
82th percentile
Efficiency ratio
60.55%
57th percentile
Non-interest income ratio
17.92%
54th percentile

Capital & Risk

Net worth ratio
10.87%
34th percentile
Delinquency rate
0.80%
45th percentile
Net charge-off rate
0.39%
44th percentile
Loan-to-share
89.43%
86th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
1,625
11th percentile
Assets / member
$16,411
66th percentile
Field of membership penetration
0.05%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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