Machinists - Boilermakers

Gladstone, OR · 1 · Charter #14708 · www.mbfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.8M
20th percentile
Members
481
17th percentile
Total loans
$3.0M
31th percentile
Total shares
$3.4M
23th percentile

Profitability

Return on assets
0.45%
33th percentile
Net interest margin
5.97%
95th percentile
Efficiency ratio
92.34%
11th percentile
Non-interest income ratio
11.00%
56th percentile

Capital & Risk

Net worth ratio
11.62%
27th percentile
Delinquency rate
2.86%
16th percentile
Net charge-off rate
0.28%
45th percentile
Loan-to-share
88.50%
86th percentile

Growth

Member growth YoY
-7.85%
9th percentile
Asset growth YoY
-8.40%
8th percentile
Loan growth YoY
-5.20%
40th percentile
Share growth YoY
-7.66%
13th percentile

Operations

Members / branch
241
10th percentile
Assets / member
$7,828
37th percentile
Field of membership penetration
24.05%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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