Coasthills

Santa Maria, CA · 1 · Charter #24957 · www.coasthills.coop
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.8B
42th percentile
Members
83,113
31th percentile
Total loans
$1.3B
43th percentile
Total shares
$1.4B
39th percentile

Profitability

Return on assets
0.82%
37th percentile
Net interest margin
3.27%
55th percentile
Efficiency ratio
54.78%
37th percentile
Non-interest income ratio
20.90%
67th percentile

Capital & Risk

Net worth ratio
7.98%
3th percentile
Delinquency rate
0.68%
56th percentile
Net charge-off rate
1.07%
10th percentile
Loan-to-share
87.92%
46th percentile

Growth

Member growth YoY
4.68%
74th percentile
Asset growth YoY
-2.06%
5th percentile
Loan growth YoY
0.62%
22th percentile
Share growth YoY
1.31%
16th percentile

Operations

Members / branch
7,556
49th percentile
Assets / member
$21,327
76th percentile
Field of membership penetration
4.33%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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