Lonza

Williamsport, PA · 1 · Charter #14617
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$488.9K
4th percentile
Members
95
1th percentile
Total loans
$291.7K
6th percentile
Total shares
$358.4K
4th percentile

Profitability

Return on assets
-0.51%
8th percentile
Net interest margin
4.83%
79th percentile
Efficiency ratio
106.60%
4th percentile
Non-interest income ratio
-0.83%
1th percentile

Capital & Risk

Net worth ratio
25.78%
87th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
81.40%
78th percentile

Growth

Member growth YoY
-5.94%
13th percentile
Asset growth YoY
-3.05%
24th percentile
Loan growth YoY
-7.03%
33th percentile
Share growth YoY
-2.81%
30th percentile

Operations

Members / branch
95
2th percentile
Assets / member
$5,146
17th percentile
Field of membership penetration
38.00%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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