Teaneck

TEANECK, NJ · 1 · Charter #2021 · www.teaneckfcu.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.3M
58th percentile
Members
993
36th percentile
Total loans
$6.7M
52th percentile
Total shares
$15.1M
59th percentile

Profitability

Return on assets
0.35%
29th percentile
Net interest margin
2.79%
14th percentile
Efficiency ratio
66.79%
50th percentile
Non-interest income ratio
4.77%
33th percentile

Capital & Risk

Net worth ratio
12.51%
34th percentile
Delinquency rate
2.55%
19th percentile
Net charge-off rate
0.62%
27th percentile
Loan-to-share
44.20%
27th percentile

Growth

Member growth YoY
-8.98%
7th percentile
Asset growth YoY
7.35%
86th percentile
Loan growth YoY
-2.41%
52th percentile
Share growth YoY
8.14%
87th percentile

Operations

Members / branch
993
46th percentile
Assets / member
$17,389
93th percentile
Field of membership penetration
82.75%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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