Connecticut Labor Dept

Wethersfield, CT · 1 · Charter #3544 · WWW.ctlaborfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.4M
52th percentile
Members
1,202
43th percentile
Total loans
$3.3M
33th percentile
Total shares
$12.0M
52th percentile

Profitability

Return on assets
1.11%
64th percentile
Net interest margin
3.29%
27th percentile
Efficiency ratio
65.92%
52th percentile
Non-interest income ratio
12.67%
62th percentile

Capital & Risk

Net worth ratio
16.88%
61th percentile
Delinquency rate
0.25%
68th percentile
Net charge-off rate
0.78%
22th percentile
Loan-to-share
27.53%
10th percentile

Growth

Member growth YoY
-1.80%
46th percentile
Asset growth YoY
3.79%
67th percentile
Loan growth YoY
-12.49%
17th percentile
Share growth YoY
2.81%
63th percentile

Operations

Members / branch
1,202
54th percentile
Assets / member
$11,984
71th percentile
Field of membership penetration
80.13%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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