Membersown

Lincoln, NE · 2 · Charter #66268 · www.membersowncu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$107.5M
50th percentile
Members
8,959
61th percentile
Total loans
$69.4M
58th percentile
Total shares
$93.6M
52th percentile

Profitability

Return on assets
1.36%
70th percentile
Net interest margin
4.50%
88th percentile
Efficiency ratio
62.34%
51th percentile
Non-interest income ratio
14.96%
38th percentile

Capital & Risk

Net worth ratio
13.79%
67th percentile
Delinquency rate
1.46%
18th percentile
Net charge-off rate
0.68%
20th percentile
Loan-to-share
74.19%
62th percentile

Growth

Member growth YoY
-0.84%
47th percentile
Asset growth YoY
-1.58%
13th percentile
Loan growth YoY
-0.75%
38th percentile
Share growth YoY
-2.48%
11th percentile

Operations

Members / branch
4,480
76th percentile
Assets / member
$11,994
29th percentile
Field of membership penetration
2.04%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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